How To Become Financially Healthy in 2022
Getting healthy in the new year comes in different forms. There’s physical health, mental health, and spiritual health that are the focus of many New Year’s resolutions. One form of health that should be assessed every year is your financial health. The beginning of the year is the perfect time to create a budget and make a few changes that will improve your financial situation throughout the year. Creating a Budget If you have never reviewed your financial situation, it may feel overwhelming. The first step is to gather some information. You need to know how much money you bring home each month. You also need to know how much…
Ways This Stay-At-Home Mom Makes & Saves Money
As a stay-at-home, homeschooling mom, I have to be very careful to budget our money. It drives me crazy if I am not earning money for my family. I think if my kids went to school I would have gotten a part-time job. Since I am their teacher, I have very little spare time to make money. Here are a few ways that I save money or make money with very little extra time or the ability to commit to a regular, schedule job. Save Money SwagbucksSwagbucks is a site that you can use while you are shopping. Every dollar you spend, earns you “Swagbucks”. Swagbucks can then be redeemed…
New Blog – Saving Grace Financial
I am working on a new blog! One aspect of creating a beautiful life is financial wellness. I have learned so much over the years through making mistakes, being in business, and budgeting for a family of 5 on one income. Saving Grace Financial is where I will be sharing what I’ve learned. I hope this blog helps you find financial health, security, and peace of mind. While it is in the beginning stages, I just wrote a blog post on what I wish I had known in my younger years about money. You can read the post here: Saving Grace Financial If you follow me on Instagram, Facebook or…
Get Your Finances On Track
I have always been a person that loves numbers and money. I started keeping a checkbook register as a kid to keep track of what I made and what I spent. I didn’t have a checking account and my bank was a pink teddy bear that sat beside my dresser. I loved to save money and I loved to budget my money. My sisters used to call me “The Bank of Jody”. That said, I carried on these practices as I got older and they served me well, until unfortunate events turned my life upside down. As a result of these events, my finances were wrecked. It made me sick…
Starting An Emergency Fund
If I had a theme for this blog, it would be that life doesn’t go as planned. And while we can’t control all that happens in our lives, we can learn from our experiences and experiences of others. During the most recent situation, I learned a lot about myself, my time and my habits. My goal is to not fall into the same habits and to be more intentional with my time now that I am aware of these things. One big thing I noticed was how many people panicked when they were asked to stay home from work. After 1 day of staying home, families with two working parents…
Enough Is Enough
This is not going to be a fun post to write, but I am fed up. I’m not just fed up, I am angry. Do you know why?? Because I sat down to do my finances and I am in debt. Now, I am not so oblivious that I didn’t know it was going in that direction. In fact, I knew I was in debt last year. Last year… oye. Last year killed me. Last year was rough. It actually started the summer before that. That is when my husband and I split. For him, nothing changed financially. He went to work, got paid but now, his once stay-at-home wife…
